For lenders, banks, credit unions & captives
Enterprise auto finance, without the enterprise price tag
The same originations, decisioning, and servicing the big captives run on legacy platforms like NetSol — at a fraction of the total cost, live in months, with no per-seat lock-in.
Legacy platforms (NetSol, defi, Solifi)
- $1M–$100M+ multi-year contracts
- 12–24 month implementations
- Per-seat / per-module licensing + maintenance
- Pricing hidden behind sales
Kairo
- Transparent monthly pricing
- Live in months, not years
- Fixed-fee implementation — a fraction of legacy
- A fraction of legacy total cost
Launch
For emerging lenders, EV captives, and credit unions originating their first books.
$30,000/mo
+ from $50,000 one-time implementation
- Loan, lease & open-end origination
- AI credit decisioning
- Up to 2,500 active contracts
- Email support
Scale
For regional banks and scaling credit unions.
$65,000/mo
+ from $175,000 one-time implementation
- Everything in Launch
- Portfolio servicing + real-time analytics
- Up to 25,000 active contracts
- Priority support
Enterprise
For large banks and OEM / EV captives.
from $125,000/mo
+ from $400,000 one-time implementation
- Unlimited contracts & volume
- Custom scorecards & policy rules
- White-label digital retail
- Dedicated CSM + SLA
Tier-1 captive or national footprint?
Custom volume pricing, white-label, and SLAs — still a fraction of a legacy implementation.
Pricing is a transparent monthly subscription plus a one-time implementation, scoped to your portfolio — a fraction of a legacy build, and you're live in months, not years.