For EV OEMs

Launch your captive finance arm in months

A white-label finance platform for direct-to-consumer EV brands: digital retail, decisioning, originations, and servicing under your brand.

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The old way hurts

  • Building a captive finance stack takes years
  • Third-party lenders own the customer relationship
  • Direct-sales models need direct-finance to match

How Kairo helps

Branded digital retail

Embed lease and loan checkout directly in your D2C buying flow.

Originations + servicing

From application to funded contract to monthly payments — under one roof.

Built for subscription & open-end leases

Flexible deal structures for the way EV buyers actually want to pay.

See Kairo for ev oems

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